Mortgage
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same day mortgage
Move faster than the market
In today’s hyper-competitive housing market, speed matters. With our incredibly fast Same Day Mortgage we’re helping people like you move as fast as cash and get the home you really want.
I’m purchasing
I’m refinancing
Pre-Approved
Shop for your dream home with your pre-approval letter.
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so easy. so fast.
Close as fast as cash buyers
In a market that demands it, we give homebuyers the edge they need to make their dream home a reality fast.
5 minute application process to get started.
Provide the required documents within the specified timeframe.
That’s it. The rest is on us.
Get started
Access & sign
Access account from our secure portal.
Electronically sign the initial application package.
Provide documents
We validate income, assets and credit and offer homebuyers an approval in one day.
Get approved
Once a homebuyer is approved, you could close on the home of their dreams in as little as 10 days.**
give yourself an advantage
Homebuying at the speed of AI
Smarter
The future of mortgage lending, enhanced by AI.
Faster
Move faster than the market.
Smoother
Say goodbye to messy mortgages.
Personalized
150+ loan options tailored to you.
getting a home loan has never been easier
Lock in your rate
Give yourself an advantage with our AI-enhanced mortgage experience.
Enjoy easier applications, faster approvals and lower rates.
I’m purchasing
I’m refinancing
TOOLS
Financial tools to help you win
Our tools empower you to understand and take control of your finances.
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Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.